From Illiquid to Instant: How Oceanpoint Reinvents Real Estate Liquidity

The Pain Point: Real Estate Isn’t Built for Speed

Real estate is one of the most trusted asset classes in the world. It’s stable. It’s predictable. It generates long-term wealth. But there’s a catch:

• You can’t easily sell it.

• You can’t easily trade it.

• And if you need fast liquidity? Good luck.

Even with tokenization, we haven’t completely fixed that. While tokenized real estate makes it easier to transfer ownership, it doesn’t guarantee that buyers will be waiting—or that sellers can access funds right away.

This is what Oceanpoint is solving.

Meet the Point Protocol: A New Way to Trade Property Tokens

Let’s simplify what the Point Protocol actually does.

Imagine you own a tokenized property. You hold BSPT tokens (Blocksquare Property Tokens), which represent a share of that property’s value. You want to sell, but there’s no buyer waiting.

Here’s where Oceanpoint steps in.

Instead of forcing you to wait for a peer-to-peer sale, the Oceanpoint Protocol buys your BSPT tokens instantly, using its own reserve of POINT Tokens.

You get POINT Tokens immediately—1:1, equal to the value of the BSPT. Then, you can:

• Trade those POINT Tokens for stablecoins like DAI or USDT

• Swap them for ETH, BTC, or other crypto assets

• Or reinvest into other properties

Liquidity problem solved.

What Makes This Different from a Stablecoin?

This is where it gets interesting.

POINT Tokens are not just another stablecoin. They’re more like a liquidity bridge—backed not just by promises, but by actual tokenized real estate and stablecoins held by the protocol.

Here’s how the system works:

• BSPT = tokenized real estate

• Stablecoins = fiat-backed digital cash

• POINT Token = the bridge that lets you move between them

• Oceanpoint Protocol = the decentralized engine that makes it all work behind the scenes

The value of POINT Tokens is always pegged to the combined value of these assets. It’s overcollateralized, real-world backed, and governed by the community.

Built-in Risk Management: What If the Market Dips?

A common question in any DeFi system is: what happens when the market drops?

Oceanpoint thought of that too.

They introduced a safeguard called Point Zero—a smart mechanism that automatically releases stablecoins to buy and burn POINT Tokens if the market price drops below $1.00. This stabilizes the system and ensures liquidity doesn’t dry up.

There’s also a revaluation mechanism. BSPT tokens are reappraised every three months. The supply of POINT Tokens is dynamically adjusted based on those valuations, so you don’t end up with inflated or outdated values.

Governed by the Community, Not a Central Bank

Unlike traditional financial systems, Oceanpoint isn’t run by one company or one CEO. It’s governed by the people who use it—specifically, BST (Blocksquare Token) holders.

BST holders vote on:

• Liquidity thresholds

• Discounts and premiums

• Risk management settings

• Whether to distribute protocol profits or reinvest

It’s decentralized finance (DeFi) applied to a very traditional industry: real estate. And it works.

A Real Use Case: Instant Liquidity for Property Owners

Let’s put this into a real-world example.

Say you own a commercial building worth $5 million. You tokenize 30% of it using the Blocksquare protocol. That gives you $1.5 million in BSPT tokens.

With Oceanpoint:

• You can instantly sell a portion of those tokens to the protocol

• Receive POINT Tokens on the spot

• Swap them for stablecoins

• Use that liquidity for renovations, investments, or to pay off debt

• And still retain ownership of the majority of your asset

It’s like tapping into your home equity without going through banks, brokers, or long sales cycles.

Three Phases, One Big Vision

Oceanpoint isn’t just an idea—it’s a live system being rolled out in three strategic phases:

• Phase 1: Bootstrap liquidity using stablecoins

• Phase 2: Add BSPT tokens to the liquidity pool composition

• Phase 3: Shift the majority of protocol value into tokenized real estate, creating a yield-generating engine

At that point, the protocol becomes self-sustaining—earning revenue from the real estate it holds, rewarding BST holders, and continually strengthening its liquidity base.

Why It Matters

This isn’t a whitepaper full of buzzwords. It’s a blueprint for how tokenized real estate can finally function like a liquid, accessible asset—without sacrificing the long-term fundamentals that make property investing attractive.

In the words of Makram Hani:

Ready to Learn More?

🧠 Read the full Oceanpoint Whitepaper

🎧 Prefer audio? Listen to the AI-generated podcast

📺 Watch the full BLOCK-CHAT #110 episode on YouTube for the full conversation between Denis Petrovcic and Makram Hani.